Each pool of distressed assets is evaluated by the use of a proprietary process “ValueSure”. This process pin-points the inaccuracy of values that many standard automated valuation modeling (AVM) systems tend to create. ValueSure combines the use of our customizable AVM system, outside/in-house BPO’s, and appraisers to accurately determine underlying property value. As part of the valuation process, we internally create a “best-use” analysis to suggest the appropriate exit strategy; which by default includes a rental rate comparison.

During the due diligence process Stone Hill & Company examines the following set of due diligence aspects prior to the purchase of the any and all loan pools: environmental issues, service agreements, accuracy of the loan documents, title issuance, property taxes, mechanics liens, misc encumbrances, borrowers, guarantors, and other lenders; in order to insure mitigation of substantial losses.